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insurance coverage experts, dental insurance, disability plan insurance short-term benefits, fringe employee benefits, aflac

Insurance Coverage Experts

No Cost Employee Benefits staff are insurance coverage experts that specialize in supplemental coverage, also known as 'gap' coverage. We can help you with a variety of coverage, including short-term disability, dental insurance, and other types of insurance plans. Best of all, we can help employers provide these fringe employee benefits at no cost to the employer. We are located in the Twin Cities region of Minnesota.

Dental Insurance

The best way to keep your teeth in great condition is through regularly scheduled checkups and preventative care. This can be expensive if you haven't prepared in advance for the extra expenditures. The best way to prepare is to have a good dental insurance policy. If you work for a small company this can be problematic. The good news is that we offer dental insurance on a direct basis to help protect you. The great news is that we can also offer this coverage at an even better rate for you through your employer at no cost to your employer.

Do you have a chronic illness? Then you probably know that some conditions such as diabetes exacerbate gum problems, but did you also know that studies indicate an increasing suggestion that gum problems may actually contribute to heart disease and stroke, exacerbation of diabetes, and may even spur pre-term labor in pregnant women?

Before you have the need for expensive dental work, either contact us directly or have your employer contact us, and we can quickly have our dental insurance coverage experts set an enrollment date to review your situation and work to have you insured. Aflac dental insurance coverage is available under multiple plan levels, from Basic Coverage through Premier Plus Coverage, with a variety of features. All plans have no waiting period for the Wellness and X-Ray benefits. Annual coverage is available for up to $1600.

Please contact us to learn more. There is no obligation. You may use our convenient online form or call us at 763-746-2550.

Disability Plan Insurance - Short-Term Benefits

Let's face it; no one can plan for everything, and sometimes life's surprises are less than pleasant. The American Council of Life Insurers reports that a third of all American adults between the 35 and 65 will become disabled for more than three months. If this were to happen to you, would you be able to pay the bills, feed your family, and keep your home?

Now you can protect yourself from this potentially devastating situation with Aflac disability plan insurance with short-term benefits. Our short-term disability insurance is designed to help you protect your ability to earn an income, and provides coverage for employees who are partially or totally disabled due to an illness or an off-the-job physical injury. Coverage periods are 3, 6, 12, and 24 months.

Unlike dental coverage, disability coverage must be arranged through your employer, so please have your employer contact us as soon as possible to start the process.

Fringe Employee Benefits - Plan Portability

One of the incidental benefits of our Aflac insurance policies is portability. Once you become covered, your policy can remain active with you, regardless of whether you are employed or not. This means for instance that if your employer lays you off, the company dissolves, or you decide to find another job or no job at all, you can still have coverage.

Please contact us to learn more. There is no obligation. You may use our convenient online form or call us at 763-746-2550.

Find your perfect solution: an Aflac representative, right here with the insurance coverage experts at NoCostEmployeeBenefits!

Please call us Today at 763.746.2550

Related Topics:
Employee Supplemental Benefit Program
Job Satisfaction - Employee Benefits
Life Insurance